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The Market Brief

A weekly read on mortgage rates, how many people are applying for loans, and how American households are doing with debt, savings and home equity. Written in plain English for homeowners, buyers and loan officers. Every number shows where it came from and when.

New issue every Thursday afternoon.

Latest issue Issue 12Week of November 2, 2026

Freddie Mac's average 30 year rate fell for a third straight week, to 7.18 percent

Mortgage rates fell for the third week in a row.

Read this week's brief →
Past issues
  1. Issue 11Week of October 26, 2026Freddie Mac's average 30 year rate fell again, to 7.24 percent, and the Fed held steady
  2. Issue 10Week of October 19, 2026Mortgage rates fell to 7.32 percent, their first weekly drop since August
  3. Issue 9Week of October 12, 2026Mortgage rates held at 7.40 percent, ending seven straight weekly rises
  4. Issue 8Week of October 5, 2026Mortgage rates rose to 7.40 percent, the seventh weekly rise in a row
  5. Issue 7Week of September 28, 2026Mortgage rates rose to 7.28 percent, their biggest one week jump since October 2022
  6. Issue 6Week of September 21, 2026Mortgage rates crossed 7 percent for the first time since January 2025
  7. Issue 5Week of September 14, 2026Mortgage rates jumped to 6.95 percent, and the Fed raised its rate for the first time since 2023
  8. Issue 4Week of September 7, 2026Rates rose, refinance applications fell, and the Fed decides Wednesday
  9. Issue 3Week of August 31, 2026The 30 year average hit its highest since July 2025, and buyers did not leave
  10. Issue 2Week of August 24, 2026Rates barely moved, and a Fed rate increase is now a real possibility
  11. Issue 1Week of August 17, 2026Rates eased, and the bigger story is household debt and equity